Auto Injuries

Did you know that your auto insurance policy may cover therapeutic massage treatment after an automobile accident?

Not all policies include this feature, so be sure to check with your insurance company. But for those that do, this can be a valuable rehabilitative tool. All that is needed is a prescription from your physician or chiropractor. So be sure and talk to your health care provider and see if therapeutic massage might be right for you.

Motor Vehicle Accidents

If you are covered by an Oregon auto insurance policy, you are entitled to Personal Injury Protection [PIP] sometimes called "no fault” coverage. This is required by all insurance policies in the state of Oregon, and provides 15,000 dollars in coverage for each person in the car at the time of an accident, regardless who is at fault. And your insurance rates cannot be increased as a result of utilizing this benefit. PIP coverage is active for one year and will be monitored by your insurance carrier for medical necessity.

To use this benefit you will need a valid prescription for massage therapy from a qualified referring provider, such as a chiropractor or primary care provider. You will also need to provide a claim number, along with your claim adjusters name and contact info. I will then maintain legal records, bill your insurance company, and coordinate case management with your referring provider.

Worker's Compensation Insurance

If you were injured during the course of employment, a chiropractor is eligible under Oregon law to refer treatment and manage your care for 18 visits, or 60 days of treatment, whichever comes first. After that a physicians referral is needed for licensed massage therapy. You will need to provide a claim number, your employers insurance information, and a valid prescription from a qualified referring provider. I will then maintain legal records, bill your employers insurance company, and coordinate case management with your referring provider.